Products and services
We are in an era of radical change. Our economic system needs to become much more sustainable, data-driven technologies can make our daily lives easier, and fast-growing platforms are shaking up traditional markets. As a personal bank in a digital era, we use our influence to make a positive contribution towards these developments. By innovating ourselves and supporting the innovations of others, we make a difference to people and society.
Our services are no longer the same as they were ten years ago. Through innovation and digitalisation, we have developed products and services that add value in the digital age – ranging from mobile banking to , and from to , , and . But we are also innovating in other ways, launching initiatives that:
contribute to a smarter and more sustainable living environment
create safer ways to spend, store and trade digital assets
support digital platforms and ecosystems with both traditional and innovative financial services.
A future-proof society requires a different way of living and working – and especially in the urban environment. Our initiatives are there to enable our clients to increase their sustainability in terms of clean energy production, sustainable mobility and the circular economy, for example.
Market, regulatory and technological developments are accelerating the use of digital assets and Distributed Ledger Technology (DLT). This has positive effects on efficiency, liquidity and accessibility. Physical assets can be converted into digital assets. DLT and digital assets are changing the way we transfer and manage value, similar to the way that the internet has changed how we transfer and manage information. This could result in a far-reaching transformation within the financial system. We help our clients in this new world by developing new service models for issuing, storing and trading their digital assets.
Clients have an increasing need for services in this digital world. For that reason, we are exploring the role ABN AMRO could play in the digital economy by developing digital platforms and offering (financial) value added services through third parties' digital ecosystems.
Collaboration is the key to successful innovation. Our collaborations include things like our investment in , our partnership with , and also through our and our own Challengers such as , and . This allows us to keep learning from each other. It’s also why we’re actively looking for partnerships. Does your organisation innovate within one of our three themes – innovations in sustainability, digital assets and platformification? And could you benefit from our bank’s capabilities? Then we’d be interested in exploring how we can join forces. We’ll also share more about DARE, our own innovation methodology, and show you the results we have achieved with it.